Who can deny the financial markets have been going through a rough patch for the last couple of months? Just when companies started recovering from the initial shock of the pandemic, another series of crises started bringing down prices. That brought uncertainty to investors and now everyone is wondering where would be safer to put their money to ride out the storm. Others, though, are seeing the fear market as a perfect opportunity to accumulate assets, especially stocks, hoping to get good returns when things get stable.
We’re not here to give you any financial advice, however, we’d like to point out a specific type of stock that has been catching the eye of many lately. What do we have in mind? The top fintech stocks! The tech sector is growing despite the shaky market and experts see many companies with good potential in it, whose stocks may end up rising in the future, making them a worthy buy. In this article, we’ll take a look at some of those stocks to help you learn more about the sector. Whether you decide to invest and how it goes, it’s all up to you, we’re here only to give you some insight on what’s hot on the market.
What Are Fintech Stocks?
Before we go on and mention some of the top fintech stocks, let’s briefly explain what a fintech stock is for those who are unfamiliar. Fintech or FinTech is an abbreviation for financial technology – the tech that aims to compete with traditional financial methods in the delivery of financial services. What this innovative method includes is mobile banking, investing, and lending through your smart device, cryptocurrencies, and more.
The top fintech stocks we’re talking about here are stocks of companies that operate in the financial technology sector and somehow stand out among the many competitors.
What Are the Top Fintech Stocks in 2022
We’d like to repeat ourselves, just in case: this is not financial advice. The following text is only our observation of the top fintech stocks at the moment, as we’d like to spark the conversation about the most innovative companies in the sector since we’re very excited about what the future holds for them.
Sadly, neither we nor anyone can tell for certain if the top fintech stocks will rise or fall, that’s why we can’t tell you if you should invest in them or not at the moment. That’s why you should always base your decision on your own strategy and research and here we’re just providing a starting point if you’re interested in this fast-growing sector.
That being said, let’s now look at some of the top fintech stocks!
List of the Top Fintech Stocks for 2022
- Upstart Holdings (UPST)
- Affirm (AFRM)
- SoFi Technologies (SOFI)
- Fiserv (FISV)
- Robinhood Markets Inc. (HOOD)
- StoneCo Ltd. (STNE)
- Paysafe (PSFE)
- Green Dot Corporation (GDOT)
- Block, Inc. (SQ)
- Adyen N.V. (ADYEY)
Upstart Holdings (UPST)
The first fintech company whose stocks are worth looking at is Upstart Holdings. This is an AI lending platform that partners with traditional financial institutions like banks and credit unions in order to give consumer loans, using their own prediction model to determine creditworthiness. The innovative model is based on the traditional underwriting criteria but also includes variables like education and employment, to develop the profile of the borrower. We’re including this as one of the top fintech stocks this year for the innovative approach of the company that is led by a tech-savvy team of ex-Googlers who want to improve the financial world by giving smarter loans.
What’s the Upstart Fintech Stock Price?
If you’re curious about how the shares of the company are performing at the moment, you can consult the chart below.
Affirm is another fintech company for loans, allowing customers to use at the point of sale to finance a purchase. You may be wondering what makes the stocks of the company worth considering? Well, this is one of the fintech businesses that works very closely with e-commerce, including Shopify, BigCommerce, and Zen-Cart. What’s more, it recently partnered with the financial service company Stripe to provide US users with Affirm’s Adaptive Checkout™. This means that users in the States will benefit from a wider array of personalized payment options.
What’s the Affirm Fintech Stock Price?
If you’re curious how much a share in this company costs right now, see the chart below.
SoFi Technologies (SOFI)
If you’re interested not only in personal loans but in a variety of banking services but you don’t want to opt for traditional finances, SoFi’s got your back. SoFi Technologies, Inc. is an online personal finance company and online bank that provides loan refinancing, mortgages, credit cards, investing, and banking. Why we’re including this as one of the top fintech stocks? Because the company provides all of those services directly through their desktop interface and mobile app. This is one of the older fintech competitors, having already a decade of experience behind it, that provides special benefits for students for loan funds. But if you’re looking for a more tech side of it, it also gives you robo-advisor services!
What’s the SoFi Fintech Stock Price?
Does this company sound like a business you’d want shares in? Check out the price of its stocks at the moment below.
Next on our list of top fintech stocks is a company that works with clients across the whole financial services sector, from banks to retailers. It helps them transition from physical and manual processing to digital banking solutions. An especially cool thing about this company – it helps in accelerating fintech startups! That means if you’ve got your own business in the sector you can not only consider the shares of Fiserv, but you can also benefit from their services if in need for your startup.
What’s the Fiserv Fintech Stock Price?
If the shares of this company caught your attention, check their price below before making your investment decision.
Robinhood Markets Inc. (HOOD)
We can’t miss one of the favorite companies of young people on our top fintech stocks list – Robinhood Markets. Why do young people love it? Well if you knew that it provides commission-free trading of stocks, ETFs, and crypto via a mobile app, you’d love it too, right? This is regulated and registered in the US company that may provide security to its users as well as its shareholders. The company also provides users with a Cash Card to earn rewards as they spend, providing additional perks that make people wish to stay, and maybe wish to invest in the further development of its services, what do you think?
What’s the Robinhood Fintech Stock Price?
You can see the recent performance of HOOD stocks on the chart below to decide if you’d like to buy or skip them.
StoneCo Ltd. (STNE)
Among the top fintech stocks, we should mention StoneCo, a company that provides its services to small and medium businesses, e-commerce platforms, and integrated software vendors. This company aims to enable customers to be more autonomous and independent and achieves it by providing them payment and management tools and flexible financial products while excluding bureaucracy and giving close and efficient service. Doesn’t that sound like the futuristic and improved version of traditional finances?
What’s the StoneCo Fintech Stock Price?
If the services this company provides have made you interested in its stocks, you can check how they’re doing below.
It’s impossible to make a top fintech stocks list and not include one of the pioneers in the sector – Paysafe. You’ve probably heard of the company but in case you haven’t, this is a multinational online payments company that has also acquired a few other leading brands in the fintech industry, including Skrill and Neteller. If you’re looking to invest in a safer company, this is one of your best bets, as Paysafe is well regulated and complies will countries’ financial laws and regulations by the book.
What’s the Paysafe Fintech Stock Price?
If you’re curious how the stocks of this reputable brand are doing at the moment, consult the chart below.
Green Dot Corporation (GDOT)
This is a financial technology and bank holding company. Why is it on our top fintech stocks list? For starters, it’s the world’s largest prepaid debit card company by market capitalization. It’s also a payments platform used by popular brands Apple Pay Cash, Intuit, and Uber. The company has acquired different businesses in the mobile, financial, and tax industries, expanding its portfolio to achieve its cause to help people who aren’t able to benefit well from traditional bank services.
What’s the Green Dot Fintech Stock Price?
This fintech company sure sounds very interesting, right? Here you can see how its stocks are doing currently.
Block, Inc. (SQ)
If you’ve heard of the company Square.Inc then you’re familiar with Block.Inc as well since that’s how the company is now renamed to. Co-founded by Twitter’s Jack Dorsey, this is a payments platform for small and medium businesses that allows them to accept credit card payments and use tablets as payment registers. That’s not the only reason we’re including this as one of the top fintech stocks, though. Block has different businesses, including the Cash App mobile app that is an easy way for users to transfer money, as well as one of the ways how to buy Bitcoin as of recently. The company’s been vocal about crypto support so we may be looking for more expansion in this direction in the future.
What’s the Block Fintech Stock Price?
The stocks of Block, Inc. may sound interesting to you if you’re into crypto or fintech in general. Before purchasing, check their price below.
Adyen N.V. (ADYEY)
Adyen is a Dutch payment company that provides businesses with the opportunity to accept e-commerce, mobile, and point-of-sale payments. We’re including this as one of the top fintech stocks because of the wide variety this company provides. Ayden offers merchants electronic payments by credit and debit cards, bank transfers, and real-time bank transfers on online banking. The coolest thing about this business is that it connects to payment methods all around the world!
What’s the Adyen Fintech Stock Price?
This international company’s stock is worth considering. You can see how it’s been doing lately on the chart below.
Honorable Mentions: Some of the Best Fintech Stocks Always
We’ve tried to find some companies in the sector whose shares look like they hold future potential. However, there are established businesses that provide financial technology services that are always valid. Here are some of the top fintech stocks in the field:
- Visa Inc.
- Apple Pay by Apple Inc.
Will You Consider These Top Fintech Stocks?
If you’re interested in the fintech sector or looking for an alternative to traditional finances, we’ve definitely provided you with some options. Would you invest in the top fintech stocks that we’ve mentioned or would you skip them? That’s entirely your choice and while we can’t influence your decision, we’ve provided you with some promising top fintech stocks you can keep an eye on in the upcoming days. Remember that the most important thing in any financial market is to keep your cool. Maybe many crypto traders are selling in fear while the prices are falling, but digital assets are known for their volatility anyway. Stocks have always been a more stable investment vehicle but you should always keep in mind the unpredictability of the market and consider it wherever you’re investing.